Housing Insights Central

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Today, the challenge of securing an affordable living space is hitting Americans hard. Across numerous cities, to even think of buying a house, one might need a yearly income surpassing the $100,000 mark.  ...

The challenge of securing safe and affordable housing continues to grow in communities worldwide, prompting individuals and organizations to seek innovative solutions and advocate for change. With the guidance of Hab...

As the holiday season continues and the remaining days of the year dwindle away, many people consider what they can do over the next year to improve their financial situation in 2022. Besides any New Years' resolutions, the continued econo...

In the world of affordable housing, technology is finally making a big difference. For a long time, this sector lagged behind when it came to technological upgrades, but the COVID-19 pandemic acted as...

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...

The housing market has been experiencing a surprising boom, despite the pervasive volatile conditions that have been impacting it over the past decade. Research indicates that the millennial generation may be the ones responsible for th...

While job growth and business spending have been slowing down, the housing market still provides a bright spot for the economy. In order to keep the economic expansion going, the United States will need housing growt...