Housing Insights Central

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

Jackson County is mobilizing aid for its residents still struggling with the aftermath of the Almeda and Obenchain wildfires through a promising new initiative, the Homeowner Assistance and Reconstruction Program (HARP). A...

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

The state of Alaska is continuing its efforts to support its residents and encourage long-term residency through a unique financial initiative. Residents can look f...

As the holiday season continues and the remaining days of the year dwindle away, many people consider what they can do over the next year to improve their financial situation in 2022. Besides any New Years' resolutions, the continued econo...

Buying your first home is an exciting milestone but can also seem daunting when it comes to financing it. Fortunately, there are several loan programs designed to help first-time buyers make their home ownership dr...

The lack of affordable housing is a national crisis that has hit working families especially hard. As rents and home prices rise faster than incomes, safe and stable housing has become out of reach for many. This crisis lead...

The affordable housing crisis continues to plague communities across the United States, and Tallahassee, Florida is no exception. However, in this time of need, Florida A&M University (...