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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

How Selected Households Can Save on Utility Bills

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Innovative Zero-Down Payment Home Loans Reignite the Dream of Homeownership

In response to the escalating costs of homes nationwide, United Wholesale Mortgage (UWM), led by Mat Ishba, a mogul in the industry, has launched an inventive mortgage product that requires no down ...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

Preparing Your House for the Spring Season: What You Need to Do

It already feels like spring is in the air in many areas of the country. Even if you have a few more weeks of winter left in your neck of the woods, now is the time to start thinking about how you can prepa...

The Role of Stable Housing in Promoting Mental Health

In the complex fabric of American society, the intertwining of mental health challenges and housing instability presents a profound barrier to the welfare of many.  Mental well-being forms the cornerstone of our ...

Alert on Reverse Mortgage Fraud: Safeguarding Seniors from Fiscal Deceit

The State of New York's Consumer Protection Division has recently brought to light the dangers associated with reverse mortgages, particularly focusing on how these financial arrangements can serve...

5 Things You Shouldn't Ignore When Buying a House

Buying a house is a great way to create wealth. Nevertheless, navigating the process can be tricky if you don't know which elements to prioritize and what not to worry about. Fortunately, understanding the features to ...

Will Affordable Housing Remain a Priority in the United States?

Housing affordability has become a hot topic in the U.S. within recent years, only further exasperated by the impacts of the COVID-19 pandemic. Countless individuals and families have faced cruelty while enduri...

10 Essential Housing Tips and Programs for Homeowners

Housing is essential for people's well-being, and families need it to be safe, adequate, sustainable, and affordable. However, only some have access to suitable housing. Governments must provide housing assistanc...