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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

How Selected Households Can Save on Utility Bills

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Need Affordable Housing in Houston? Waiting Lists Are Open for a Limited Time

The Houston Housing Authority (HHA) announced that it is extending the deadline for people on the Housing Choice Voucher waiting list to save their spot. The new deadline is 5 p.m. on June 30, 202...

States Seek Balance as Property Tax Relief for Seniors Gains Momentum Amid Rising Housing Costs

The price people pay for owning a home, known as property tax, has been rising in the United States. This is because houses have become more valuable over the last five years, wh...

How Foreclosure Affects Your Credit

Foreclosure happens when a homeowner stops paying their mortgage or breaks the rules of their loan agreement. When this occurs, the bank or lender can take legal steps to take back the home, sell it, and use that money to cover the unpa...

Florida Relaunches Program to Help Frontline Workers Buy Their First Home

Good news for Florida's frontline workers: a popular homebuying assistance program is back. The Florida Hometown Heroes Program has relaunched, offering up to $35,000 to help certain workers co...

Rent Stabilization: A Guide to Affordable Housing and Tenant Protections

A rent-stabilized apartment is a rental home where the government limits how much the rent can go up. Because landlords can only raise rent by a set amount each year, rent-stabilized apartments can ...

How Government Grants Provide Critical Assistance for Homelessness Crisis

The homelessness crisis in America has reached unprecedented levels, with over 580,000 people experiencing homelessness according to the latest data. While this complex issue requires compre...

Exploring 7 of the Best Home Improvement Loans

Home improvement projects can be expensive. Whether you're updating your kitchen, fixing a leaky roof, or adding a new room, you might need extra money to get the job done. A home improvement loan can help you pay for the...

Understanding the 50-Year Mortgage Proposal

President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...