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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

What is Co-Buying and How is it Reshaping Homeownership

Gen Z isn’t just dreaming about owning homes—they’re taking innovative steps to make it happen. One of these strategies is co-buying, where two or more people, such as close friends, family members, o...

A Place to Call Home; The Latest Trends in Housing You Should Know About

It isn't easy trying to find a new home these days. Housing inventory still hasn't recovered in 2023. The supply remains at near historic low levels, but there is some encouraging news. Singl...

How to Buy a Home on a Low Income: Programs and Options to Consider in 2025

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...

3 Ways to Use Your Tax Refund to Buy a Home

Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...

A Community in Crisis: Addressing Housing and Workforce Issues in Santa Barbara County

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...

How to Determine Which Housing Program Suits You

Housing programs are a great way to get access to affordable living and can help take the burden off of your wallet in a big way. But where do you even begin when it comes to figuring out which program is right for you? Fea...

Who Needs to Talk to a Housing Counselor?

Are you in the middle of trying to buy a home? You may already have purchased one but are now in the throes of trying to keep it. If foreclosure seems around the bend, don't panic. There are plenty of resources available to ...

How Selected Households Can Save on Utility Bills

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

10 Essential Housing Tips and Programs for Homeowners

Housing is essential for people's well-being, and families need it to be safe, adequate, sustainable, and affordable. However, only some have access to suitable housing. Governments must provide housing assistanc...