Housing Insights Central

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...

A new program called the Housing Stability Initiative is expanding in the United States to help families who are struggling financially, especially with housing costs. The program gives $500 each month to selected f...

Gen Z isn’t just dreaming about owning homes—they’re taking innovative steps to make it happen. One of these strategies is co-buying, where two or more people, such as close friends, family members, o...

As we get closer to 2026, many homeowners who got mortgages with higher interest rates might be wondering if it’s finally time to refinance for a better deal. With inflation starting to cool off, mortgage...

In the world of affordable housing, technology is finally making a big difference. For a long time, this sector lagged behind when it came to technological upgrades, but the COVID-19 pandemic acted as...

Housing prices in the United States are starting to fall in certain areas. According to recent data from Realtor.com, homes are selling more slowly than before. In July 2025, the average home sat on th...

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...

Buying a home is a huge milestone, but it can also feel overwhelming—especially if it is your first time. If you aren't sure where to start or how to manage your finances, a housing counselor can be...